Maximize Your Insurance Claim Settlement
JH Claims Solution is a licensed public adjusting firm advocating exclusively for policyholders — not the insurance company. We handle the claim so you can focus on recovery.
- No fee unless you win
- $0
- Upfront Fees
- Free consultation
- Free
- Claim Review
- Response time
- 24hr
- Response Time
Your Exclusive Advocate in the Claims Process
Founded by Josh Hoetger, a state-licensed Public Adjuster, JH Claims Solution represents policyholders exclusively — never the insurance company. Insurance companies employ their own adjusters to protect their bottom line; we level the playing field by managing your entire claim, from policy evaluation to final negotiation, to secure the maximum settlement you're rightfully owed.
- Licensed public adjuster serving Michigan, Indiana, Illinois, Kentucky & South Carolina
- No recovery, no fee — we only get paid when you do
- We handle policy evaluation, documentation, and negotiation from start to finish
- Sole advocate for the policyholder — never the insurance company
Josh Hoetger
Founder & Licensed Public Adjuster
Policyholder-First
We never work for the insurance company.
Fully Licensed
Bonded, insured, and state-licensed adjusters.
How We Help
Comprehensive claim advocacy for residential and commercial property owners.
Property Damage Claims
Fire, water, wind, hail, and storm damage claims documented and negotiated to full value.
Claim Review & Appraisal
A second opinion on a denied, delayed, or underpaid claim before you accept a settlement.
Damage Documentation
Exhaustive site inspections using industry-standard software to detail every piece of damaged property.
Negotiation & Settlement
We present a rock-solid claim package and negotiate aggressively with the carrier until a fair settlement is reached.
Managing Your Claim, From Damage to Payout
A clear, structured path from your first call to your final settlement check.
Consultation
The process begins with a free initial consultation and policy review.
Representation
Once you engage us, we immediately notify the carrier and take over all communication.
Estimation
We schedule joint inspections with the carrier's adjuster and submit a detailed structural estimate.
Negotiation
We negotiate on your behalf, invoking appraisal or mediation clauses if necessary.
Payout
The process concludes when your final settlement check is delivered.
Real Settlements for Real Policyholders
A sample of claims we've fought for and won — see the difference an advocate makes.
Residential Fire
Elkhart, Indiana
+$173,000 Recovered
Residential Storm Damage
Edwardsburg, Michigan
+$192,500 Recovered
Residential Water Loss
South Bend, Indiana
+$91,500 Recovered
Commercial Fire
Osceola, Indiana
+$335,000 Recovered
Request a Free Claim Consultation
Tell us about your claim and a licensed adjuster will follow up within one business day.